No, Geico doesn't charge a cancellation fee to customers who cancel their auto insurance coverage midway through the policy. Drivers can cancel a Geico policy by calling (800) 841-1587 and will receive a full refund for unused premiums. To cancel your Geico policy, you'll need your policy number and the. If you are caught driving without car insurance in Virginia, you risk being penalized with a class 3 misdemeanor, the suspension of your driver's license, vehicle registration and license plates.
You can also be fined if you haven't paid your uninsured driver fee. Driving without car insurance is legal in the state of Virginia, but it can come at a high cost. It can be tempting to drive without insurance to save money, but the risk of having an accident is present every time you get in your car. Uninsured motorists in Virginia will be responsible for all property damage, injuries, and other expenses related to accidents if they suffer a car accident.
No matter how hard you try, some relationships just don't work, including relationships with your car insurance company. Car insurance is mandatory in most states, but that doesn't mean you have to pay a premium to get the coverage you need. Since you should have already taken out another car insurance policy (if you are going to continue to own and drive a vehicle), it's time to choose the date on which you want your Geico policy to be canceled. If you want to cancel your Geico car insurance policy, remember to take the important steps above before ending your coverage.
If you don't have an insurance card with you, you can challenge the fine and file valid insurance in court. For more information about transferring your insurance policy between cars or state vehicle requirements, contact the Virginia DMV. Remember that you'll want to have a new car insurance policy already set up and ready to work if you plan to continue to own and drive a vehicle after you cancel your Geico policy. Your policy number is usually on an insurance card, on your insurance contract documentation, or online in your Geico account.
It can take a while to check individual rates on each auto insurance website or talk to one insurance agent at a time. The other insurer may offer you a cheaper rate on car coverage, but your homeowner's insurance outside the package is much higher. When changing car insurance policies, it usually makes sense to leave a few days where old and new policies overlap. The PIP is optional and can increase the amount of your annual auto insurance premiums, but it provides the financial and mental security that you won't have to pay out of pocket if you're involved in an accident.