Get a car insurance quote today and find out why 99% of our auto customers get at least one discount. The amount of time to get discounts on car insurance without accidents depends on the insurance company's criteria. The table below shows car insurance rates in Virginia for five cities and compares each city's average total coverage premium with the state average. Drivers who haven't had accidents for three or five years could save between 26 and 30% on their car insurance premiums.
Keeping your car insurance policy with the same insurance company for several years can also help you save money by getting a reduction in the price due to customer loyalty. Some insurance companies offer discounts on auto insurance to drivers who are teachers, firefighters, police officers, engineers, lawyers, scientists, or those in the military, among other occupations. We've researched the best auto insurance companies in the industry to see which ones offer the best combination of discounts and low rates, and then we'll recommend two providers for you. Insurance discounts for safe, accident free drivers generally save the most, followed by auto insurance discounts for college students.
We can help you understand the average car insurance rates in Virginia from several points of view, including different ages and driving incidents. Even if you have an excellent driving record, your car insurance premium is likely to eventually increase during your last year. Insurance rates are typically the lowest for middle-aged drivers, but car insurance costs for seniors can increase, even for those with an excellent driving record. We took the data collected by Quadrant Information Services to find the average cost of car insurance with full coverage for drivers age 55 and older.
Insurers generally offer discounts if your car is no more than three years old, has factory-installed safety devices, such as airbags or anti-lock brakes, or if it has anti-theft equipment. Car insurance discounts can reduce your rates by an average of up to 27%, but they can be much more than that, depending on your driver profile and the insurance company. Drivers between 50 and 60 years old may have lower insurance rates than most other age groups, according to data from Progressive. Investing in a newer, safer car can help reduce the chances of an accident and can help lower your car insurance rate.
