GEICO strongly recommends that you take defensive driving courses, and in turn, you could qualify for a discount that allows you to enjoy a cheaper car insurance policy. Drivers who successfully complete a safety course for mature operators may qualify for reduced motor vehicle insurance premiums. Drivers should contact their auto insurance company to find out if they are eligible to receive a discount after completing the course. In many states, discounts are mandatory, so auto insurance companies must offer insurance discounts to people who complete an in-person, state-approved driver training course.
In addition, 23 states and the District of Columbia require auto insurance companies to offer insurance discounts to people who complete a state-approved driver improvement course that is taught online. In states where discounts on auto insurance premiums are not mandatory, several insurance companies offer voluntary premium discounts to participants who complete the AARP Smart Driver course.