Insurance companies offer rate discounts to policyholders over 55 years of age who voluntarily and successfully complete a course in person or online. If you drive less than 50 miles per day, insurance is available at a discount. Companies offer low-mileage insurance if you install plug-in devices or download apps to monitor your driving. If you drive less than average and want to try to save on your car insurance policy, then you should look for car insurance that offers a discount for low miles.
Your insurance company will clearly indicate how you need proof of mileage in order to issue a discount on car insurance. Drivers who are unable to purchase car insurance in Virginia on the open market due to credit problems, drunk driving convictions, or other factors can apply for coverage through the Virginia Auto Insurance Plan. Cheaper companies may offer a lower discount, but because their rates are lower from the start, they may still be the best affordable car insurance option for most drivers. A discount on low-mileage car owners insurance requires you to drive less than 10,000 miles per year, while State Farm car insurance discounts for drivers with low mileage require that you drive less than 7,500 miles per year.
Coverage for uninsured drivers will cover expenses for injuries or damage after an accident with a driver who doesn't have car insurance. By the time they reach their 30s, most drivers will enjoy cheaper car insurance rates than they did in their teens and 20s. To find cheap car insurance for seniors, drivers in their 60s should be sure to compare prices to find the best rate. Generally, people who drive less than 7,500 miles a year qualify for low mileage discounts on their car insurance.
The USAA low mileage discount for auto insurance and the low mileage discount for AAA car insurance will have different requirements than the low mileage discount for traveler car insurance or the low mileage discount for Sfeco car insurance. Drivers can save money by purchasing car insurance with low mileage, but there may be better ways to reduce car insurance costs without adjusting mileage. However, low mileage insurance is still complicated, so the best insurance for drivers with low mileage varies. Drivers who aren't on the road are generally less likely to have an accident and file a claim, so insurance companies often offer discounts on car insurance to drivers with low mileage.
Comparing quotes and choosing the cheapest plan can save you more money than choosing the company with the best discount for low-mileage car insurance. Not all auto insurance companies offer low mileage discounts on car insurance, but those that do require drivers to drive less than a specified number of miles per year to qualify.