After all, the less you are on the road, the lower the risk. Most insurance companies offer low mileage discounts to drivers who don't drive often. For example, N&Drive through Norfolk & Dedham monitors driving habits to offer discounts of up to 30% to cautious or low-mileage drivers. The average discount on professional car insurance is 12%, and what you pay depends on your insurance company and your work.
Drivers who haven't had accidents for three or five years could save between 26 and 30% on their car insurance premiums. Since you may not be eligible for a low mileage discount on your Massachusetts auto insurance policy once the miles for the whole year are calculated (or at least you won't receive the discount until your policy is renewed), you may be wondering if there are other ways to save during this time. In addition to saving money on your car insurance during this time, you should also make sure that your car doesn't cost you extra money while it's in your driveway. Pay-per-drive insurance models that use telematics, such as Drive with Safety or N&Drive through Norfolk & Dedham, monitor driving habits and offer discounts of up to 30% to cautious or low-mileage drivers.
In some cases, you may be able to get a discount on car insurance right away, depending on the company and the type of policy you have. Many insurance companies offer roadside assistance or towing insurance if your car breaks down on the side of the road and you can't take it to a mechanic. Let's see how discounts for driving less work, as well as other ways you can save money on your car insurance during this time. The amount of time to get discounts on car insurance without accidents depends on the insurance company's criteria.
Insurers generally offer discounts if your car is no more than three years old, has factory-installed safety devices, such as airbags or anti-lock brakes, or if it has anti-theft equipment. The discounts for drivers on your car insurance policy can be huge if you have a clean driving record and don't have accidents. Insurance discounts for safe, uninjured drivers generally save the most, followed by auto insurance discounts for college students. Car insurance discounts can reduce your rates by an average of up to 27%, but they can be much more than that, depending on your driver profile and the insurance company.
Michelle, former insurance editorial director of QuinStreet, is a writer, editor and expert in auto insurance and personal finance. Some insurance companies offer discounts on auto insurance to drivers who are teachers, firefighters, police officers, engineers, lawyers, scientists, or those in the military, among other occupations.