Driver education: All drivers are entitled to a discount if they complete a driver education course approved under Virginia state law. Knowing this, most companies offer discounts on car insurance for students, and the savings they offer can be substantial. A number of car insurance companies offer around 22% discount for vehicles with safety devices, including airbags and anti-lock brakes. Virginia insurers typically offer discounts that fall into one of three categories: policy discounts, driver discounts, and vehicle discounts.
It should also be noted that if you have an anti-theft device or a vehicle recovery system connected to your car, you can get a discount on your car insurance. If you're a Virginia car insurance policy holder, you're probably like drivers across the country who are always looking for ways to save money on premiums. Car insurance premiums for new drivers in Virginia vary greatly depending on the age of the driver and whether they are added to an existing policy or purchased their own. Check with your university to see what associations and discounts for students they can have with auto insurance companies.
Bankrate has compiled a list of common (and less common) discounts that can help young people and their parents find car insurance that fits their budget. On average, drivers in these professions can get up to 28% off the cost of their car insurance in Virginia. People who combine their auto and home insurance policies often get the highest discounts from insurers. As seen in the table above, you can get a 22% discount on car insurance rates if you install safety devices in your vehicle.
The following are the most common auto insurance discounts available when buying insurance in Virginia. You can get discounts on auto insurance in Virginia depending on how you drive, the car you own, and your relationship with your insurance company. If you haven't had accidents or fines for the past three years, you can get a discount for safe drivers on your car insurance rates in Virginia. For more information, check out WalletHub's picks for the best auto insurance companies in Virginia, as well as the best car insurance for teens and young drivers nationwide.
Just about anyone can get a discount on car insurance in Virginia because most insurance companies make it easy to qualify for a variety of savings.