If you are injured in a car accident that wasn't your fault, the biggest concern will be whether the at-fault party has car insurance. Learn more about when you might need a car accident lawyer and what to expect from your first meeting with a car accident lawyer. This type of Virginia car insurance coverage is used to repair your vehicle when physical damage occurs due to incidents not related to a collision (subject to the deductible). If you can't drive your car because of a covered loss, this coverage helps pay for a car rental or other transportation expenses so you can get back on the road.
The terms, definitions and explanations of insurance are for informational purposes only and do not replace or modify in any way the definitions and information contained in the individual pages of contracts, policies or insurance statements, which are decisive. If you were injured in a car accident in Virginia, contact the experienced car accident lawyers at River Run Law in Virginia as soon as possible. Brooke worked for five years in private practice at a law firm specializing in insurance defense litigation before becoming the litigator for Allstate Insurance Company in the greater Richmond area. While you can drive legally without car insurance in Virginia, you run a significant risk of legal and financial liability if you cause a car accident.
In Virginia, you must have liability insurance in accordance with the minimum coverage requirements of the Commonwealth or pay a fee to the Virginia Department of Motor Vehicles (DMV). Remember that liability coverage does not apply to your own injuries or damage to the vehicle after a car accident in Virginia. Once you pay the fee, you are legally allowed to drive a vehicle in the state without car insurance. Understanding how car insurance works in Virginia is one thing, but if you're injured in a car accident, you may want to discuss your situation (and your options) with a legal professional.
An experienced Virginia car accident lawyer from River Run Law can help you get the justice you deserve and maximize your financial compensation. Of course, all of that adds up to the serious financial consequences if you cause a car accident and don't have car insurance. According to the Virginia DMV, serious penalties are imposed for not complying with state insurance regulations. If you're asked to show proof of car insurance (for example, during a traffic stop), you can get official documentation from your car insurance company (such as a digital version of your insurance card) on your phone or other device.