GEICO strongly recommends that you take defensive driving courses, and in turn, you could qualify for a discount that allows you to enjoy a cheaper car insurance policy. Drivers can save up to 10% if they take the online defensive driving course with Geico. However, the amount of savings varies by state and insurer. The American Safety Council offers the Geico road safety course, which means that other insurance companies can also accept the course at a discount.
In Florida, you can qualify for this discount if you're 50 years or older (Government Employees Insurance Company and GEICO General Insurance Company drivers) or 55 or older (GEICO Indemnity Company and GEICO Casualty Company drivers). This law requires insurance companies to offer a 10% discount on liability and collision insurance for cars or motorcycles if you complete an accident prevention course approved by the New York State Department of Motor Vehicles. This table shows the major auto insurance companies that offer discounts for defensive drivers and the amount of savings. If it turns out that Geico isn't the right choice for you, many of the best auto insurance companies also accept the class and offer a discount.
Auto insurance discounts are an easy way to reduce rates, and most insurers offer discounts on defensive driving courses. In addition, many other insurers, besides Geico, also accept the class, as offered by the United States Security Council.