Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Defensive driving discounts are available at almost all major insurers, and also at many of the smaller ones. Allstate and The Hartford offer discounts of around 10%; Geico and Liberty Mutual save their qualifying policyholders about 5%. While completing a defensive driving course (online or in-person) is the first step to getting a discount, some airlines require other conditions to be met before they can start saving.
Even if Liberty Mutual doesn't offer a discount for defensive driving in your area, you should consider enrolling in a course. You can better prevent accidents and other finable violations that increase your Liberty Mutual rates. Defensive driving classes can even reduce the total points on your license or prevent you from receiving a traffic violation, depending on your state. To stay competitive in a constantly growing market, Liberty Mutual offers many other discounts to try to keep insurance premiums as low as possible.
Age, driving history, and the type of vehicle a motorist drives are just a few of the many factors that affect their car insurance rates. Depending on your car insurance company and zip code, you can save between 5% and 20% with this discount. As a safe driver, you can enjoy a discount on your Liberty Mutual Insurance insurance policy when you complete the online defensive driving course. For example, if you insure your vehicle and home with Liberty Mutual, you can get up to 10 percent off your insurance premium.
Liberty Mutual offers a loyalty discount to policyholders who continue to be reinsured with the company year after year. Yes, Liberty Mutual offers discounts for defensive driving courses, but only in states where required by law. He has spent many hours helping his customers understand the insurance market so that they can find the best auto, home and life insurance products for their circumstances. Yes, the type of car you drive, especially cars with certain safety features, may offer you certain discounts.
Liberty Mutual can offer this discount to drivers based on their state and sometimes their age. In order to hire more policyholders, Liberty Mutual must strive to market its products to new customers. If you insure multiple cars, you can receive a discount of up to 10 percent on all cars in your household. Once you've completed the defensive driving course, you'll need to send your certificate to Liberty Mutual.
Another way to save money on your car insurance premium through Liberty Mutual is to have a driver who is a student and maintains a “B” average or better.