While Liberty Mutual roadside assistance covers towing and other services, it doesn't cover the cost of repair parts, replacement keys, or major repairs due to problems such as engine failure or structural damage. We've provided you with the knowledge you need to choose your car insurance coverage wisely, so you can be sure that you'll make the right decision. New York State doesn't offer a car insurance plan for people with low incomes at this time, however, if you need help saving money on your car insurance, there are certainly other ways to do so. In general, while most people think that men pay more for insurance than women, women actually pay more than men for car insurance.
Of course, most roadside assistance programs have some limitations, and Liberty Mutual is no different. Because New York has strict laws on all drivers who have car insurance, there are penalties for drivers caught driving without insurance. According to NOLO, New York's no-fault auto insurance system applies to injuries caused by car accidents, but not to claims for damage to vehicles. Car accidents are expected and can't always be avoided, so many insurance companies will give you a discount on your rate if you've only had one accident.
Many full-coverage auto insurance policies reimburse drivers for trailers that result from a collision, but they don't cover the trailer due to a mechanical problem or a breakdown.