Rental car insurance coverage protects you while your vehicle is being repaired. If you already have a personal car policy with Liberty Mutual that includes liability, comprehensive and collision coverage, this insurance will likely be extended to cover your rental car. If you only have liability insurance with Liberty Mutual, physical damage to the rental vehicle will not be covered. If you rent cars frequently, it might be more efficient to purchase liability insurance for rental vehicles from another source.
Liability insurance for rental vehicles is coverage that pays for injuries or property damage that you cause in an accident when you drive a rental car. If you have collision and comprehensive insurance with Liberty Mutual, it will normally cover any damage that occurs to the rental vehicle itself during the rental period. Liberty Mutual car insurance rates are based on your driving record and experience, along with factors such as the type of car you drive, your zip code, your insurance history, and more. If you don't have enough coverage through Liberty Mutual to cover your rental vehicle, you can take out insurance with your car rental company or see if your credit card company offers it.
You can talk to a Liberty Mutual customer service representative at 1 (800) 290-8711 to see if your personal policy extends to your rental car. Liberty Mutual also offers rental vehicle reimbursement coverage, which helps pay the cost of a rental car while your personal vehicle is being repaired for a covered claim. Liberty Mutual liability insurance generally extends to your rental while driving in the U.S. UU.
If you don't have either type of coverage, you can purchase personal accident insurance through the car rental company. Yes, Liberty Mutual insurance rates are competitive for certain drivers, including teens and college students. Liability insurance for rental vehicles does not protect you or your rental car against collision damage, car theft, loss of personal effects, or injuries. However, this can quickly get expensive, especially since liability insurance for the rental car is sold separately from other coverages.
However, you may already have rental car insurance through your current insurance coverage or credit card. Some credit cards, including many travel rewards cards, offer car rental insurance if you use the card to pay.