Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Find out what prices and discounts your current insurance company offers, but get real quotes from as many other insurance companies as you can. While this can take a long time, it's often the only way to find out what prices, coverages, and benefits are actually available to you. You can get quotes directly from insurance companies that don't use agents by calling or visiting their websites.
Other insurance companies only offer quotes through their agents. Yes, Liberty Mutual offers discounts for defensive driving courses, but only in states where required by law. He is licensed as an insurance agent to issue property and accident insurance, including home, life, auto, general and home fire insurance. Since then, she has worked as a news writer in the insurance industry and has gained in-depth knowledge of state and national insurance laws and rates.
After an insurance company refuses to insure you, you will be eligible to apply for coverage through the Massachusetts Auto Insurance Plan, also known as MAIP. Age, driving history, and the type of vehicle a motorist drives are just a few of the many factors that affect their car insurance rates. You can also search for agents by insurance company using the detailed agent search function on the Insurance Division's agent search website. This information may be different from what you see when you visit the website of an insurance provider, insurance agency, or insurance company.
Even if Liberty Mutual doesn't offer a discount for defensive driving in your area, you should consider enrolling in a course. You should keep in mind that while some agents can get quotes from many insurance companies, others can only get quotes from one or two insurance companies. In addition, you can find out how many complaints organizations such as the Better Business Bureau and the National Association of Insurance Commissioners have received about each insurer. Depending on your car insurance company and zip code, you can save between 5% and 20% with this discount.
To find an agent to represent the insurance company you want to get a quote from, call the insurance company or visit their website. Every insurer has eligibility guidelines and standards, and some insurance companies may accept only certain courses. However, keep in mind that even if one insurance company doesn't want to insure you, another company may offer you coverage, so be sure to discuss your options. This could range from 5% to 20%, depending on the car insurance company and your state's insurance laws.