No, Liberty Mutual does not offer specific discounts for low miles. However, Liberty Mutual premiums take miles into account, as the rates are an average of. However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. One of the most common discounts is the safe driver discount, available to drivers without traffic violations or accidents.
To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy. Another way to save money on your car insurance premium through Liberty Mutual is to have a driver who is a student and maintains a “B” average or better. More than 8,300 company employees were sharing their salaries on Glassdoor at the time of this Liberty Mutual auto insurance review. You already know the multi-policy discount that helps you save if you take out more than one insurance policy with Liberty Mutual.
Overall, however, Liberty Mutual once again has more than satisfactory ratings and a fairly bright outlook for its financial future. If you ever need to cancel your auto insurance policy with Liberty Mutual, you'll likely have a lot of questions about how the process works. If your organization or group doesn't currently receive any discounts from Liberty Mutual, contact a local insurance agent to find out how you can get a discount. Loss rates that consistently exceed 100 percent mean that a company is constantly losing money, but Liberty Mutual is not a cause for concern for Liberty Mutual.
By expert analysis of more than 4 million auto insurance claims and a variety of key data sources, the Insurify Insights team produces new data-based articles, trend analyses, regional superlatives and national rankings every week. In addition to offering lower premiums for drivers with low mileage, Liberty Mutual offers discounts for students, without accidents and without violations, among others. Liberty Mutual's strong financial position makes it a good candidate for insurance consumers, but you may want to take advantage of as many discounts as possible or you may have to pay a high annual insurance bill. In 1914, Liberty Mutual opened its first branch and issued its introductory auto insurance policy that same year.