Yes, Liberty Mutual covers renting a vehicle while the vehicle is in the shop for repair, but only if your car was damaged in an accident, you filed a claim that was approved and has rental reimbursement coverage. Liberty Mutual, like most insurers, extends your personal policy to cover any vehicle you rent. You'll need this insurance if you ever have an accident, because Louisiana is a state at fault. This means that a driver will be placed at fault for an accident after it occurs.
That driver, in turn, will be responsible for your damages and for the damage of the other party. If you have minimum liability insurance for your personal vehicle, for example, you only have minimum liability insurance for your rental vehicle. Beyond this policy, state laws on auto and highway insurance aren't that different from those in other states. Accident rates show us how often different car insurance providers pay their drivers' claims.
If you rent a car and have Liberty Mutual insurance, then your policy applies to your rental car. A knowledgeable and experienced lawyer may negotiate with the insurer on your behalf, reminding you of the evidence in your favor and of the cost of a lengthy trial that the insurance company could lose. Before making any final decisions about your insurance company, it's important to learn everything you can about your local insurance providers and the coverages they offer. That, along with the greater security you'll have when driving with insurance, is the only reason you should talk to the various auto insurance providers in the state.
The percentage of your annual salary that goes to car insurance, 3.6 percent, is the highest in the United States, and the state of Michigan comes in second. Don't think that minimum liability coverage is your only option when it comes to car insurance in Louisiana. The Louisiana Auto Insurance Plan is established to help those that most insurance companies consider to be high-risk drivers. When you start your car insurance research, you'll probably have a good idea of the companies you're considering.
As you can see, State Farm holds a third of the market share in Louisiana, and the other auto insurance providers operating in the state share what's left. After several years, he expanded his experience in insurance and obtained his license in health and also in AD&D insurance. When you rent a car, you get the same rental car insurance coverage that you have for your personal vehicle, including the same coverages and limits. Now that you know a little more about driving in Louisiana, you should be able to hit the road and buy your car insurance with confidence.
In Louisiana, you have one year from the date of the accident to file a claim if you want your auto insurance provider to help pay for any property damage or personal injury.