Liberty Mutual does not offer discounts for low miles. However, your Liberty Mutual insurance rate is likely to be based in part on your estimated annual mileage (the distance you drive each year). A number of auto insurance companies offer specific discounts for low mileage, such as Allstate, USAA, and State Farm. No, Liberty Mutual does not offer specific discounts for low miles.
However, Liberty Mutual premiums do take miles into account, since rates are an average of 26% lower for customers who drive 7,500 miles a year than for customers who drive 15,000 miles a year, according to data from WalletHub. RightTrack is available to Liberty Mutual car insurance policy holders in most states, regardless of their age or the type of vehicle they drive. In New York, drivers receive a small plug-in device in the mail because state insurance regulations don't allow vehicles to be tracked using mobile apps. With every car trip, Liberty Mutual's mobile app or plug-in device records driver behaviors, including sudden braking, acceleration, night driving and the number of miles traveled.
Drivers who score well in the program are entitled to a discount of up to 30 percent on their Liberty Mutual car insurance policy. Liberty Mutual policyholders who consistently show safe driving habits can save up to 30 percent on their auto insurance premium. Liberty Mutual offers more than 14,000 employers, credit unions, alumni associations and groups the chance to get substantial discounts just because they are part of that group. To qualify for the Liberty Mutual multi-car discount, the customer must insure more than one vehicle with the same Liberty Mutual auto insurance policy.
Liberty Mutual offers a loyalty discount to policyholders who continue to be reinsured with the company year after year. Drivers with low mileage often save on their Liberty Mutual premium because less time on the road means a lower chance of filing a claim. He has spent many hours helping his customers understand the insurance market so that they can find the best auto, home and life insurance products for their circumstances. In addition to the RightTrack discount, Liberty Mutual members can also take advantage of other savings that the insurance company offers to all of its auto customers.
Another way to save money on your car insurance premium through Liberty Mutual is to have a driver who is a student and maintains a “B” average or better. Car insurance with telematics means that you allow the company to track certain aspects of your driving patterns to determine how safely you are driving. Yes, the type of car you drive, especially cars with certain safety features, may offer you certain discounts. If you insure multiple cars, you can receive a discount of up to 10 percent on all cars in your household.
RightTrack can be a great program for Liberty Mutual customers who want to lower the average cost of car insurance. To stay competitive in a constantly growing market, Liberty Mutual offers many other discounts to try to keep insurance premiums as low as possible. Drivers who complete the program can keep their discount for as long as they have an auto policy with Liberty Mutual.