Yes, Liberty Mutual offers discounts on defensive driving courses, but only in states that legally require it. Thirty-four states and the District of Columbia require insurance companies to offer defensive driving discounts to eligible drivers, although the exact amounts and requirements of the discount vary. Car insurance costs may start to increase for drivers in their 70s. To find the cheapest possible coverage, compare prices and compare quotes from several companies.
Also, look for insurers that offer discounts for seniors. For example, some insurers offer discounts to older drivers who take a defensive driving course. To stay competitive in a constantly growing market, Liberty Mutual offers many other discounts to try to keep insurance premiums as low as possible. Every insurer has eligibility guidelines and standards, and some insurance companies may accept only certain courses.
You can get a discount for driving defensively on car insurance if you complete an approved driver education course. By attending traffic school, you can learn how to better avoid accidents and traffic violations by the at-fault party, which would increase your Liberty Mutual premium. For example, if you insure your vehicle and home with Liberty Mutual, you can get up to 10 percent off your insurance premium. Other ways to save money on your car insurance premium aren't necessarily discounts, but changes to your policy that create savings.
Age, driving history, and the type of vehicle a motorist drives are just a few of the many factors that affect their car insurance rates. Liberty Mutual offers more than 14,000 employers, credit unions, alumni associations and groups the chance to get substantial discounts just because they are part of that group. Coverage for uninsured drivers will cover expenses for injuries or damage after an accident with a driver who doesn't have car insurance. Even if Liberty Mutual doesn't offer a discount for defensive driving in your area, you should consider enrolling in a course.
Liberty Mutual offers a loyalty discount to policyholders who continue to be reinsured with the company year after year. Depending on your car insurance company and zip code, you can save between 5% and 20% with this discount. Drivers who cannot purchase car insurance in Virginia on the open market due to credit problems, drunk driving convictions, or other factors can apply for coverage through the Virginia Auto Insurance Plan. In order to hire more policyholders, Liberty Mutual must strive to market its products to new customers.
Yes, the type of car you drive, especially cars with certain safety features, may offer you certain discounts. He has spent many hours helping his customers understand the insurance market so that they can find the best auto, home and life insurance products for their circumstances.