Talk to your auto insurance agent ahead of time. Ask if your personal policy coverage will cover the vehicle you plan to rent. First of all, you'll need to contact your insurance provider to find out if it covers rentals under your private car insurance policy. If your vehicle already has a comprehensive and civil liability policy, it will most likely extend to rental within the country.
Make sure your insurance identification card is in the car. Verify that the phone numbers of your insurance company and agent appear on the identification card. If not, write down these numbers to keep with your identification card and take it with you. If you intend to use the rental car for commercial purposes, your insurance policy could be void in terms of rental.
If your car insurance policy already has a health insurance policy, no-fault or personal injury protection, or adequate personal medical insurance, you can easily decline the personal accident insurance offered by rental companies. If your car was damaged due to the negligence of another driver, the other driver's insurance company must pay the costs of renting the car for a reasonable repair period. Newport News has plenty of things to entertain you, but you might want to drive to nearby cities to discover what else Virginia has to offer. Whatever you choose to do first, you'll want to visit as much of Newport News as possible during your trip.
Most of the most common types of protection for rental vehicles are similar or identical to the coverages available in a regular car insurance policy, and the coverages you have for your own vehicle generally also translate into rental cars. You can explore the rest of the region with no mileage limits after having done all the activities in Newport News. It's also a good idea to independently research the value of your car before reaching an agreement with the insurance company. If you rent a car of a similar or lower value than yours, your current insurance policy will be sufficient for the car you rent.
In most cases, your own car insurance policy applies when renting a car, so you may not need to purchase additional protection with the rental car company. Consulting with your insurance company or employer is the best plan of action to ensure that you are well informed about rental car coverage for companies. While a personal car insurance policy isn't necessary when renting a car, always remember that most rental companies generally have minimal coverage on their vehicles; this means that you could be responsible for all liability in the event of an accident. With so much to do and see in Newport News, having access to your own car will allow you to explore at your own pace.
Liability insurance for bodily injury and property damage is almost always required across the country, so if you have car insurance, you're probably already covered.