Virginia car insurance quotes vary greatly depending on a variety of factors, including the type of coverage you choose, coverage limits, your address, and personal factors. Car insurance for an 18-year-old driver costs three times more than coverage for a 30-year-old driver in Virginia. To provide you with an accurate car insurance quote, insurance companies in Virginia will ask you to provide a variety of personal information. Cars that are considered more expensive to repair, such as luxury cars and electric vehicles, can make their rates higher than those that may cost less to repair.
Full-coverage car insurance policies are the most expensive, but they provide much more protection, since they cover your own vehicles against accidents, thefts, natural disasters, and collisions with animals. Full-coverage car insurance includes collision and comprehensive coverage, along with liability insurance. Although it is generally less expensive than a full coverage plan, liability insurance does not protect against an accident or theft of the insured vehicle. The cost of car insurance with minimum coverage in Virginia is about average and ranks as the 26th cheapest state.
The table below shows the other auto insurance companies available that offer car insurance in Virginia, along with their average cost per month and their average annual cost. Teen drivers in Virginia can expect their auto insurance quotes to increase 31% after just one at-fault accident. When looking at car insurance rates in Virginia, it's a promising idea to get quotes from many firms. Start your search for the best car insurance policy in Virginia by collecting quotes from several insurers for comparison.
To get a quick estimate of how much you're likely to pay for car insurance in Virginia, you can use the MoneyGeek car insurance calculator. In Virginia, high-risk drivers pay more for car insurance than other drivers because they are considered to be at higher risk. Similarly, if you get a speeding ticket in Virginia, you're likely to see an increase of up to 34% in what you pay for car insurance when you renew your policy.