The proof of insurance is the documentation from your insurer that shows that you have an active insurance policy that meets state requirements. It is used when you are stopped, have an accident, rent a vehicle, or ask you to show it another way. The proof of insurance is usually an identification card, printed or electronic, provided by your insurer. You can easily add the vehicles you own to your existing insurance policy.
Depending on the state and the insurer, you may also be able to insure someone else's vehicle if you keep it in your home and the landlord lives with you. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Learn more about what's required, how you can save on your car insurance, and find easy ways to get an auto insurance quote in Virginia. For example, married couples who live together and share car insurance can add both of their cars to their policy, even if the vehicles aren't jointly owned by the couple.
Yes, you can show proof of insurance on your phone at the DMV or BMV in every state that accepts proof of digital insurance. You may need to present proof of insurance to your landlord, mortgage lender, or condo association, but you usually won't need an insurance card for property insurance policies. Most states require minimum auto insurance and vehicle registration coverage, so it's important to have proof of insurance and registration when driving. With most insurance companies, you'll be able to get proof of car insurance immediately after buying a policy.
You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together. While not all insurers offer digital insurance cards, legalizing them by state usually means that if you have one, you don't have to worry about carrying a piece of paper in your wallet or glove compartment. Drive through the majestic Blue Ridge Mountains and the picturesque Virginia coast with reliable and affordable car insurance from Progressive. However, an insurer may decide not to insure a person whose name is not on the vehicle registration.
Keep in mind that you could lose your e-discount if you choose to receive your car insurance card in the mail. While it's always good to have paper copies available as a backup, you can rest easy knowing that your digital insurance card is sufficient in case you need to show proof of insurance.
