Usually, you only need to provide the vehicle identification number (VIN), license plate number, and the make and model of the vehicle. You may also be asked about the mileage and condition of the vehicle, depending on the insurer. Keep in mind that some insurers may limit the number of vehicles that can be included in a policy. No, vehicle registration and car insurance are not the same thing, but they are related.
Showing proof of insurance that meets your state's minimum requirements is part of the BMV or DMV vehicle registration process. Additional steps include providing proof of ownership (car title), passing a vehicle inspection, and paying any fees. Depending on your policy, you may need to provide your insurance company with specific information about the body shop you're considering performing repairs. Some insurance companies may have a fixed list of repair shops that they can recommend to you.
Many insurers, including Progressive, require that you add a spouse to your car insurance policy if you both live in the same household (unless your state gives you the option to exclude your spouse). Adding your spouse to your policy ensures that both of you are covered in the event of an accident. If you and your spouse have a good driving record, a joint car insurance policy can save you money with lower premiums and a discount for multiple cars (if your insurer offers one). If you're married and living in separate homes, that's fine and, in fact, it's necessary to have separate car insurance policies, since your vehicles are parked in different places.
However, an insurer may decide not to insure a person whose name is not on the vehicle registration. This information is not an insurance policy, does not refer to any specific insurance policy, and does not modify any provision, limitation or exclusion that is expressly stated in any insurance policy. Progressive and many other insurers offer multi-vehicle discounts for having multiple vehicles on a single policy. Request an auto insurance quote online or call 1-866-749-7436 and we'll ask you the right questions to properly insure you and your spouse.
Most states require minimum auto insurance and vehicle registration coverage, so it's important to have proof of insurance and registration when driving. Some progressive companies can receive compensation as authorized agencies for providing services on behalf of business owners, general liability, professional liability and workers' compensation insurers. With Progressive Pet Insurance from Pets Best, you can create a plan that fits the needs of your dog or cat, as well as your budget.