Contact your current insurance agent or company. Check if your current company offers car insurance in your new state of residence. If they don't, ask your friends which insurance company they recommend for your new area. It's best to let your insurance company know when you plan to move.
Once you know the date of your move and your new address, notify your insurer immediately. If you suddenly need to move, it's okay to let us know as soon as possible so that you have the right coverage. If you're moving and want a new policy with us, request an auto insurance quote online or call 1-866-749-7436 and share your new address. Your location, where you park your car every day, is a key factor in determining the price of your car insurance coverage.
By requiring specific liability insurance for victims of an accident caused by you, they can receive financial help for injuries and property damage without seriously affecting their own financial well-being. This is known as rewriting your policy for another state; if your car moves with you, it helps you avoid having to pay for independent insurance coverage outside the state that isn't necessary. Your Progressive car policy will cover you in all 50 states (and Canada) if you're traveling for the short term, but if you have another home in another state and keep a vehicle there, you'll need to have a separate car insurance policy for that address in another state if you want to use that car. No, there is no separate auto insurance policy for several states, since a standard auto insurance policy generally provides out-of-state coverage in all 50 states.
Most states allow members of the armed forces to keep their car registration and insurance in the state where they are legally resident. Progressive may ask you to verify your address to confirm your zip code with a copy of your new license, W 2, or utility bill, but you'll keep your Progressive loyalty rewards no matter where you move. You can generally add someone else's car to your policy if you also share the same car insurance policy, which normally also requires living together. For example, if you live in Connecticut but work outside the state of New York, you would have an auto insurance policy in Connecticut, since the vehicle stays there overnight.
Your car insurance could increase or decrease depending on several factors, including the claim history of your new area. There is no age limit on how long you can be covered by your parents' car insurance policy, unlike health insurance. In that case, you would need two car insurance policies, one for the vehicle that is kept overnight in Connecticut and a policy from another state in New York for the vehicle you keep at work. The website of the Department of Motor Vehicles in your new state will contain all the legal requirements for insurance and vehicle registration.
Nor is there a multi-state auto insurance policy that originates in two or more states. That's why it's also important to know how much car insurance you need, so as not to jeopardize your personal assets in the event of an accident.